Workmen’s Compensation insurance is an excellent plan that has been put in place to protect and compensate workers for work related injuries and illnesses. However, as wonderful as this plan is for medical bills, lost wages and any pain and suffering you may have experienced from work related injuries, there are a few things you’ll need to know when you have to file a claim for Workmans comp in Pennsylvania.
The first thing you need to remember is time is of the essence. The moment you receive an injury or an illness related to the workplace, you need to file a claim with your employer. One of the reasons why many people struggle to get the coverage they need through workers compensation is that they fail to file a claim in a timely fashion.
The insurance carrier that handles your Workmen’s Compensation will often question why there was a gap in the time in which you were injured and the time you filed the claim. These red flags can either slow down the process to get the coverage you need or can exclude you from getting the coverage altogether.
Another thing that you may want to consider is what happens if your injuries are progressive. Perhaps you become sick over a period of time because of exposure to certain chemicals on the job site. Maybe your physical injury, such as an injured back manifested itself over time rather than immediately. This can be the time when you may want to seek professional advice and representation concerning your Workmen’s Compensation claim.
Simply because you didn’t file a claim immediately doesn’t mean that your claim isn’t legitimate. While the insurance carrier may look at it this way, there may be extenuating circumstances, such as an illness or injury that progresses slowly from an initial accident or exposure, and this is what a lawyer can help you to prove.
For many, Workmen’s Compensation is the only thing allowing them to provide for themselves or their families. However, Workmans comp in Pennsylvania is not always easy to get for variety of different reasons.
If you feel that your claim is valid yet you are getting push back from your Workmen’s Compensation insurance company, it may be time to speak with a legal professional. Let them help you get to the bottom of why you’re not receiving your benefits. Visit Swartzculleton.com to know more.
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