Regardless of what you may have heard or even come to believe, visiting with a bankruptcy lawyer in Toms River, considering filing for bankruptcy, or even actually filing does not mean that you are a failure or an embarrassment. What it can mean is that you find yourself in difficult financial services that you know you will be unable to overcome on your own and your need some help in order to extricate yourself from the mess. In other words, you are looking for a second chance to get things right.
Almost everyone needs a second chance at some point and it may be that you need one now when it comes to your financial circumstances. You are not alone. For example, a YMCA in central Florida filed for bankruptcy in order to be able to restructure, regain the trust of the community it serves, and start anew. With the help of a certified financial planner, the organization is cutting costs, generating more revenue, and learning how to move successfully into the future.
With the help of your bankruptcy lawyer in Toms River, you can learn to do the same thing. Such actions are not the actions of someone who has failed, but of someone who is doing what it takes to be successful. Plus, with some forms of bankruptcy, you will be able to retain some of your most valuable assets such as your house and your care. By filing for bankruptcy you can stave of foreclosure, stop harassing phone calls, discharge your debt to the best of your ability, keep you family in your home, and begin with a clean slate once the bankruptcy is over.
Bankruptcy actually ends up being a win-win situation for you and your creditors. When you first visit with your bankruptcy lawyer in Toms River, your lawyer will review your situation to determine whether or not you are able to repay the debt you owe or if it will always be an uphill battle that you can never win. If you are currently unable to pay your bills, your creditors will most likely not be able to recoup any of their losses. If you file for bankruptcy, however, they will at least see a substantial portion of what they are owed. Bankruptcy reduces their losses and helps you to get the second chance you need so that you will not be in this predicament in the future.
Needing a second chance is a situation that many of us find ourselves in at one point or another. Your bankruptcy lawyer in Toms River can help you to get that second chance at financial success by helping you to file for bankruptcy so that you can get the fresh start that you need. Contact a bankruptcy lawyer today to learn whether or not filing might be the best things for you.
The bankruptcy attorneys of the Law Offices of Lee D. Gottesman provides chapter 7 & 13 legal representation to individual consumer debtors and small businesses throughout the State of Toms River.
